Can You Buy a Gift Card With a Gift Card



Gift cards have become a popular choice for gift-giving, allowing recipients the flexibility to choose their preferred items from a particular store or service. But what if you receive a gift card and want to purchase another gift card with it? Can you buy a gift card with a gift card? The answer isn’t as straightforward as one might think, as it depends on the specific policies of the issuing company or retailer. In this article, we’ll explore the rules and regulations regarding this practice.

The General Rule

The ability to purchase a gift card with another gift card largely depends on the terms and conditions set by the issuing company or retailer. As a general rule:

Many retailers do allow the purchase of gift cards using gift cards. This means you can use your gift card to buy another gift card for the same store or a different one, depending on the retailer’s policy.

Some retailers have restrictions. They may allow the use of a gift card to buy another gift card within their own brand but not for other retailers. This means that you could purchase a gift card from the same store, but not from a different one.

Others may prohibit the practice altogether. Certain retailers may have policies that strictly prohibit using gift cards to buy gift cards.

Legal Considerations

The practice of using gift cards to purchase other gift cards has raised some legal concerns in the past. Some states in the U.S. have passed laws regulating gift card purchases to prevent potential fraud and money laundering. These laws may include restrictions on using gift cards to buy other gift cards, often with the aim of preventing the “laundering” of money through the gift card system.

For example, California has regulations governing gift card transactions. In California, it is prohibited to use a gift card to buy another gift card. This is intended to curb potential criminal activity related to money transfers.

Retailer-Specific Policies

Retailers and companies often have their own specific policies regarding gift card transactions. It’s important to check with the retailer or visit their website to understand their guidelines. Some common scenarios include:

Purchase Restrictions: Many retailers, especially large national or international chains, allow customers to purchase a gift card using a gift card. However, they may have certain restrictions in place, such as a maximum limit on the number of gift cards you can use in a single transaction.

Brand Limitations: Some retailers will only permit you to buy gift cards for their own brand using a gift card. For example, if you have a gift card for Store A, you may be able to purchase another gift card from Store A but not from Store B.

No Gift Card Purchase: A few retailers strictly forbid the use of gift cards to buy other gift cards. Their policy may state that gift cards cannot be used for purchasing additional gift cards.

State-Specific Rules: Some companies adjust their policies based on state regulations. For instance, if a state prohibits the use of gift cards to buy gift cards, the company’s policy in that state will reflect the legal requirements.


The ability to buy a gift card with a gift card depends on a combination of factors, including the specific policies of the issuing company or retailer and state regulations. It’s important to check with the retailer or refer to their terms and conditions to understand their stance on the matter.

If you’re planning to use a gift card to buy another gift card, it’s wise to reach out to the retailer’s customer service or visit their website for the most up-to-date information on their gift card policies. This will ensure that you’re in compliance with their rules and regulations and avoid any potential issues during the transaction.

Dilawar Mughal is a prolific writer with a passion for exploring different niches. With over 500 published articles to his name, he is a master of the written word. Dilawar Mughal writing style is captivating, and his ability to engage readers is unmatched. He has a deep understanding of diverse topics, which allows him to write with authority and conviction. When he's not writing, Dilawar Mughal can be found exploring new ideas, spending time with his family, or enjoying a good book. With his talent and dedication, Dilawar Mughal is sure to continue making an impact in the world of writing.